By Emily Rivers
Last updated 19th June 2024

Income protection insurance can be a lifeline if you can’t work due to injury, illness or disability, but it can be expensive. The average cost of income protection insurance is £25 per month, but there are lots of factors that will impact this cost.

Let’s dive in to find out what income protection insurance covers and what you need to consider before you take it out.

What is income protection insurance?

Income protection insurance is cover that pays you a regular income if you can’t work due to illness, injury or disability. As long as you have always paid your premiums, it will continue to pay you until you return to work, retire or the policy ends.

You’ll usually receive between 50%-65% of your earnings from your normal job before tax. This is because this income is tax-free and your insurance policy will take some money off to account for the state benefits you can claim.

Income protection insurance differs from critical illness insurance, which we cover in another guide.

Income protection insurance cost

How much does income protection insurance cost?

The average monthly cost of income protection is £25 per month, but the exact amount you’ll pay varies widely due to several factors:

Your occupation: If your insurer considers you to be working in a job that puts you more at risk of becoming ill or injured, you’ll pay more.

Your age: The older you are, the more likely you are to become unwell, so your premiums will be higher.

How much cover you have: How much you earn and how much of your monthly salary you want covered will affect the price. For example, if you earn £1,500 per month and want to receive payments for 50% of this if you become unwell, you’ll pay less than someone who wants to receive 50% of their monthly salary of £2,500.

Your health: If you have health conditions, you smoke or you’re overweight, you’ll be considered as more of a risk. Therefore, your premiums will be higher.

How long your policy lasts: As you’d expect, the longer your policy lasts, the more it will cost.

How long you wait before you claim: If you can wait longer before you receive income protection payments, for example, because you have a good rate of sick pay from your employer or you have savings, you’ll pay less than someone who needs to claim sooner.

The amount of time each claim is paid for: While many policies will continue to pay you until you return to work or retire, you can choose to receive payments for a set number of months. That will reduce your premiums significantly.

What does income protection insurance cover?

Income protection insurance will cover most illnesses and injuries that may stop you from working in the short or long term, for example:

  • A broken leg

  • Heart attack or stroke

  • Severe anxiety and depression

What does income protection not cover?

Income protection won’t cover you if you’re made redundant, as you will usually receive a payout if you’ve been with the company for over 2 years and you can find another job. Income protection insurance is for when you are physically unable to work rather than for unexpected events such as redundancy or dismissals.

Why have income protection insurance?

There are many reasons why people decide to take out income protection insurance:

  • It reassures you that you’ll be able to pay your bills if you get ill and can’t work

  • You may not have company sick pay, and statutory sick pay is rarely enough to cover household bills (currently £109.40 per week)

  • You don’t want to eat into your savings to support yourself if you can’t work

  • You have a family that depends on you financially

How long does income protection insurance last?

You can usually set how long your income protection insurance lasts when you take out the policy. You could decide to have it until your expected retirement age, or you could work with a financial advisor to calculate the age at which you’ll have enough savings and investments to live on if you’re unable to work, or when you draw from your pension.

You can also set how long your income protection insurance payments last if you make a claim. While many policies will continue to pay you until you return to work, some may also offer payments for a limited time – a common limit is 2 years.

When can you claim on income protection insurance?

There’s usually a minimum wait limit on when you can claim on your income protection policy. Again, you can set this based on when your employer’s sick pay and statutory sick pay run out, which can lower your premiums compared with if you set it to kick in sooner. At a minimum, you’ll usually have to wait 4 weeks.

Your policy will also often stipulate a period that you have to return to work for before claiming again for the same condition. Usually, this is around 6 months.

What is the difference between life insurance and income protection?

The main difference between life insurance and income protection is that life insurance pays a lump sum to your family or beneficiaries if you pass away during your policy term. However, income protection insurance pays you monthly payments if you’re unable to work due to illness or injury.

You can have both life insurance and income protection, as they provide cover for different things. Life insurance will only pay out if you die, and sometimes if you are diagnosed with a terminal illness, whereas income protection will pay out after a waiting period whether your illness is terminal or not.

Which is better - critical illness or income protection?

Whether critical illness insurance or income protection is better depends on what you want to use the money for. Critical illness insurance will pay you a lump sum if you fall ill with a specified serious illness – your insurer will tell you which illnesses qualify for a payout when you purchase a policy.

You could use the money from a critical illness policy to pay off the remainder of your mortgage, which is ideal if your serious illness means you might not be able to work for a long time. Another common option is to use the money for private medical treatment if you don’t already have health insurance.

In contrast, income protection insurance doesn’t pay you a lump sum – it’s designed to replace part of your monthly earnings when you’re unable to work for a (usually) shorter period of time. Income protection insurance is more likely to pay out that critical illness cover because you don’t have to have a specified illness to qualify – you just need to be unable to work due to illness or injury.

Do I need income protection for a mortgage?

No, you don’t legally need income protection for a mortgage, but you might want to consider it. Think about how you would keep up with your mortgage repayments if you become unwell and can’t work for a while – do you have savings? Another partner’s income to rely on? If the answer is no, it might be worth taking out income protection insurance to give you peace of mind that you won’t lose your home should you become unwell.

Can the self-employed get income protection insurance?

Yes, the self-employed can get income protection insurance, and they should probably consider it even more than employed people! Unlike the employed, they won’t be eligible for any statutory sick pay, meaning if they can’t work for a while, there is no money coming in.

If you’re self-employed, income protection insurance works in exactly the same way as it does for someone who’s employed, in that it will pay you monthly payments if you’re too unwell to work either for a set term or until you return to work or retire. The only difference is how an insurer will calculate how much to pay you.

If you fall ill and make a claim, most insurers will work out your average monthly income using your pre-tax profits over the course of the past financial year. Your monthly pay-out would be an agreed percentage – usually between 50-65% - of that average monthly income.

How to choose income protection insurance

1. Decide what cover you need

Do an audit of your outgoings so you can figure out how much cover you need. You should be able to choose a percentage of your monthly income up to around two-thirds. Consider how long you can wait without a payment, for example, if you’re covered by a company sick pay policy, or if you’re comfortable with using a certain amount of savings.

2. Be honest about your medical history

You must tell your insurer about any pre-existing medical conditions. If you don’t answer truthfully when you take out the policy, the insurer may not accept any claims you make or your policy could be cancelled.

3. Check the terms and conditions

While you don’t normally need to suffer from a specified illness to get a payout from your income protection insurance, it’s still important to read the small print to understand what’s covered and what’s not. Exclusions can vary between insurers, as can waiting periods, so you must make sure you’ve chosen cover that’s right for you.

4. Compare quotes

Make sure you compare quotes between different insurers to get a view of the market and ensure that you get a good price. We’ve partnered with Unbiased to help you compare quotes for income protection insurance – get quotes now and see how much you could save on your policy.

Disclaimer: This information is intended for editorial purposes only and not intended as a recommendation or financial advice.


Estimates for other insurance policies

JobEstimate
Volkswagen Transporter van insurance £84.45 per month
Vauxhall Vivaro van insurance £67.76 per month
Travel insurance £16.00 per trip
Pet insurance £27.00 per month
Mercedes-Benz Sprinter van insurance £111.80 per month
Life insurance £38.00 per month
Landlord insurance £17.50 per month
Cheap van insurance £45.00 per month
Cost of public liability insurance for plumbers £6.00 per month
Cost of public liability insurance for electricians £5.00 per month
Cheap motorbike insurance £8.00 per month
Cheap home insurance £20.00 per month
Cheap contents insurance £12.00 per month
Cheap building insurance £10.00 per month
Cheap boiler insurance £10.00 per month
Income protection insurance £25.00 per month
Cheap Ford transit custom van insurance £76.18 per month
Critical illness cover £26.00 per month
Citroen Relay van insurance £77.02 per month
Breakdown cover £7.00 per month
Bicycle insurance £14.00 per month

Cheap car insurance renewal

JobEstimate
Cheap car insurance £40.00 per month
Ford Fiesta car insurance £45.00 per month
Ford Focus car insurance £53.06 per month
Ford Mondeo car insurance £62.95 per month
Ford Kuga car insurance £75.00 per month
VW Golf car insurance £52.75 per month
Vauxhall Corsa car Insurance £51.39 per month
Nissan Qashqai car insurance £52.79 per month
BMW 3 Series car insurance £44.22 per month
Vauxhall Astra car insurance £49.46 per month
Nissan Juke car insurance £57.14 per month
Volkswagen Polo car insurance £50.29 per month
Black Box Insurance £80.73 per month
Young driver insurance £104.27 per month
Convicted Driver Insurance £48.50 per month
Over 50's car insurance £20.69 per month

Rates for other trades

Income protection insurance estimated cost per month
Income protection insurance approximate cost in the UK per month
Location in UKIncome protection insurance cost
Income protection insurance near Aberdeenshire£21.16
Income protection insurance near Adur£29.09
Income protection insurance near Allerdale£20.39
Income protection insurance near Amber Valley£22.63
Income protection insurance near Angus£19.82
Income protection insurance near Antrim and Newtownabbey£20.24
Income protection insurance near Ards and North Down£21.18
Income protection insurance near Argyll and Bute£20.60
Income protection insurance near Armagh City Banbridge and Craigavon£19.24
Income protection insurance near Arun£28.48
Income protection insurance near Ashfield£20.76
Income protection insurance near Ashford£28.76
Income protection insurance near Babergh£27.74
Income protection insurance near Barking and Dagenham£27.75
Income protection insurance near Barnet£38.14
Income protection insurance near Barnsley£19.70
Income protection insurance near Barrow-in-Furness£18.75
Income protection insurance near Basildon£29.29
Income protection insurance near Basingstoke & Deane£28.50
Income protection insurance near Bassetlaw£21.03
Income protection insurance near Bath & North East Somerset£31.70
Income protection insurance near Bedford£27.65
Income protection insurance near Belfast£19.44
Income protection insurance near Bexley£29.83
Income protection insurance near Birmingham£22.83
Income protection insurance near Blaby£25.46
Income protection insurance near Blackburn with Darwen£18.85
Income protection insurance near Blackpool£18.36
Income protection insurance near Blaenau Gwent£18.40
Income protection insurance near Bolsover£20.10
Income protection insurance near Bolton£20.69
Income protection insurance near Boston£21.13
Income protection insurance near Bournemouth Christchurch and Poole£27.67
Income protection insurance near Bracknell Forest£29.89
Income protection insurance near Bradford£20.07
Income protection insurance near Braintree£27.78
Income protection insurance near Breckland£25.52
Income protection insurance near Brent£36.58
Income protection insurance near Brentwood£33.27
Income protection insurance near Bridgend£21.27
Income protection insurance near Brighton and Hove£32.08
Income protection insurance near Broadland£27.50
Income protection insurance near Bromley£34.90
Income protection insurance near Bromsgrove£28.34
Income protection insurance near Broxbourne£30.04
Income protection insurance near Broxtowe£23.59
Income protection insurance near Buckinghamshire£33.38
Income protection insurance near Burnley£17.56
Income protection insurance near Bury£22.80
Income protection insurance near Caerphilly£20.68
Income protection insurance near Calderdale£20.49
Income protection insurance near Cambridge£35.29
Income protection insurance near Cambridgeshire£28.15
Income protection insurance near Camden£48.74
Income protection insurance near Cannock Chase£22.62
Income protection insurance near Canterbury£28.75
Income protection insurance near Cardiff£24.16
Income protection insurance near Carlisle£19.74
Income protection insurance near Carmarthenshire£21.88
Income protection insurance near Castle Point£29.27
Income protection insurance near Causeway Coast and Glens£20.90
Income protection insurance near Central Bedfordshire£29.09
Income protection insurance near Ceredigion£23.84
Income protection insurance near Charnwood£25.25
Income protection insurance near Chelmsford£29.28
Income protection insurance near Cheltenham£27.26
Income protection insurance near Cherwell£28.72
Income protection insurance near Cheshire East£25.46
Income protection insurance near Cheshire West and Chester£24.20
Income protection insurance near Chesterfield£21.27
Income protection insurance near Chichester£32.89
Income protection insurance near Chorley£22.64
Income protection insurance near City of Aberdeen£18.40
Income protection insurance near City of Bristol£28.03
Income protection insurance near City of Derby£21.50
Income protection insurance near City of Dundee£18.62
Income protection insurance near City of Edinburgh£26.40
Income protection insurance near City of Glasgow£19.94
Income protection insurance near City of Kingston upon Hull£18.47
Income protection insurance near City of London£50.69
Income protection insurance near City of Nottingham£20.87
Income protection insurance near City of Peterborough£23.32
Income protection insurance near City of Plymouth£22.24
Income protection insurance near City of Westminster£51.55
Income protection insurance near Clackmannanshire£19.90
Income protection insurance near Colchester£26.64
Income protection insurance near Conwy£21.97
Income protection insurance near Copeland£19.21
Income protection insurance near Cornwall£26.27
Income protection insurance near Cotswold£34.35
Income protection insurance near County Durham£18.25
Income protection insurance near Coventry£22.64
Income protection insurance near Craven£24.63
Income protection insurance near Crawley£26.88
Income protection insurance near Croydon£31.24
Income protection insurance near Cumbria£20.90
Income protection insurance near Dacorum£33.42
Income protection insurance near Darlington£19.46
Income protection insurance near Dartford£28.03
Income protection insurance near Denbighshire£21.40
Income protection insurance near Derbyshire£22.81
Income protection insurance near Derbyshire Dales£28.12
Income protection insurance near Derry City and Strabane£19.11
Income protection insurance near Devon£27.37
Income protection insurance near Doncaster£19.74
Income protection insurance near Dorset£28.31
Income protection insurance near Dover£26.43
Income protection insurance near Dudley£22.74
Income protection insurance near Dumfries & Galloway£19.63
Income protection insurance near Ealing£36.06
Income protection insurance near East Ayrshire£17.88
Income protection insurance near East Cambridgeshire£27.29
Income protection insurance near East Devon£28.64
Income protection insurance near East Dunbartonshire£23.75
Income protection insurance near East Hampshire£32.78
Income protection insurance near East Hertfordshire£32.22
Income protection insurance near East Lindsey£23.04
Income protection insurance near East Lothian£25.99
Income protection insurance near East Midlands£23.33
Income protection insurance near East of England£27.95
Income protection insurance near East Renfrewshire£24.80
Income protection insurance near East Riding of Yorkshire£22.42
Income protection insurance near East Staffordshire£22.61
Income protection insurance near East Suffolk£26.39
Income protection insurance near East Sussex£28.26
Income protection insurance near Eastbourne£25.82
Income protection insurance near Eastleigh£27.79
Income protection insurance near Eden£24.02
Income protection insurance near Elmbridge£43.44
Income protection insurance near Enfield£32.51
Income protection insurance near England£25.88
Income protection insurance near England and Wales£25.66
Income protection insurance near Epping Forest£36.26
Income protection insurance near Epsom and Ewell£35.89
Income protection insurance near Erewash£21.81
Income protection insurance near Essex£29.16
Income protection insurance near Exeter£27.01
Income protection insurance near Falkirk£19.56
Income protection insurance near Fareham£28.44
Income protection insurance near Fenland£23.11
Income protection insurance near Fermanagh and Omagh£19.50
Income protection insurance near Fife£19.83
Income protection insurance near Flintshire£21.77
Income protection insurance near Folkestone and Hythe£26.94
Income protection insurance near Forest of Dean£26.44
Income protection insurance near Fylde£22.95
Income protection insurance near Gateshead£19.18
Income protection insurance near Gedling£23.35
Income protection insurance near Gloucester£23.39
Income protection insurance near Gloucestershire£27.21
Income protection insurance near Gosport£24.11
Income protection insurance near Gravesham£27.20
Income protection insurance near Great Britain£25.14
Income protection insurance near Great Yarmouth£22.39
Income protection insurance near Greater Manchester£22.65
Income protection insurance near Greenwich£31.70
Income protection insurance near Guildford£35.15
Income protection insurance near Gwynedd£21.61
Income protection insurance near Hackney£39.93
Income protection insurance near Halton£20.90
Income protection insurance near Hambleton£25.80
Income protection insurance near Hammersmith and Fulham£44.82
Income protection insurance near Hampshire£29.34
Income protection insurance near Harborough£28.95
Income protection insurance near Haringey£38.96
Income protection insurance near Harlow£26.85
Income protection insurance near Harrogate£26.95
Income protection insurance near Harrow£35.28
Income protection insurance near Hart£34.05
Income protection insurance near Hartlepool£18.61
Income protection insurance near Hastings£25.41
Income protection insurance near Havant£27.19
Income protection insurance near Havering£31.23
Income protection insurance near Herefordshire£25.86
Income protection insurance near Hertfordshire£32.55
Income protection insurance near Hertsmere£35.38
Income protection insurance near High Peak£23.78
Income protection insurance near Highland£21.51
Income protection insurance near Hillingdon£32.66
Income protection insurance near Hinckley and Bosworth£25.06
Income protection insurance near Horsham£32.33
Income protection insurance near Hounslow£32.77
Income protection insurance near Huntingdonshire£26.41
Income protection insurance near Hyndburn£18.04
Income protection insurance near Inner London£39.21
Income protection insurance near Inverclyde£17.83
Income protection insurance near Ipswich£22.91
Income protection insurance near Isle of Anglesey£23.34
Income protection insurance near Isle of Wight£25.18
Income protection insurance near Islington£41.44
Income protection insurance near Kensington and Chelsea£55.63
Income protection insurance near Kent£28.53
Income protection insurance near Kings Lynn & West Norfolk£24.85
Income protection insurance near Kingston upon Thames£37.11
Income protection insurance near Kirklees£20.92
Income protection insurance near Knowsley£20.48
Income protection insurance near Lambeth£36.41
Income protection insurance near Lancashire£20.75
Income protection insurance near Lancaster£21.35
Income protection insurance near Leeds£22.86
Income protection insurance near Leicester£22.68
Income protection insurance near Leicestershire£25.69
Income protection insurance near Lewes£30.12
Income protection insurance near Lewisham£32.43
Income protection insurance near Lichfield£26.58
Income protection insurance near Lincoln£20.43
Income protection insurance near Lincolnshire£22.89
Income protection insurance near Lisburn£21.49
Income protection insurance near Liverpool£20.38
Income protection insurance near London£35.53
Income protection insurance near Luton£24.94
Income protection insurance near Maidstone£28.02
Income protection insurance near Maldon£31.07
Income protection insurance near Malvern Hills£27.73
Income protection insurance near Manchester£22.70
Income protection insurance near Mansfield£20.32
Income protection insurance near Medway£25.82
Income protection insurance near Melton£25.97
Income protection insurance near Mendip£27.54
Income protection insurance near Merseyside£20.95
Income protection insurance near Merthyr Tydfil£19.25
Income protection insurance near Merton£37.24
Income protection insurance near Mid and East Antrim£19.43
Income protection insurance near Mid Devon£26.23
Income protection insurance near Mid Suffolk£27.16
Income protection insurance near Mid Sussex£33.19
Income protection insurance near Mid Ulster£19.77
Income protection insurance near Middlesbrough£18.68
Income protection insurance near Midlothian£22.60
Income protection insurance near Milton Keynes£26.30
Income protection insurance near Mole Valley£37.92
Income protection insurance near Monmouthshire£28.10
Income protection insurance near Moray£20.66
Income protection insurance near Na h-Eileanan Siar£18.93
Income protection insurance near Neath Port Talbot£19.77
Income protection insurance near New Forest£30.69
Income protection insurance near Newark and Sherwood£22.99
Income protection insurance near Newcastle-under-Lyme£21.09
Income protection insurance near Newcastle-upon-Tyne£20.91
Income protection insurance near Newham£31.14
Income protection insurance near Newport£22.99
Income protection insurance near Newry Mourne and Down£20.52
Income protection insurance near Norfolk£25.42
Income protection insurance near North Ayrshire£18.07
Income protection insurance near North Devon£26.55
Income protection insurance near North East£19.55
Income protection insurance near North East Derbyshire£23.66
Income protection insurance near North East Lincolnshire£19.15
Income protection insurance near North Hertfordshire£29.17
Income protection insurance near North Kesteven£24.43
Income protection insurance near North Lanarkshire£18.45
Income protection insurance near North Lincolnshire£20.69
Income protection insurance near North Norfolk£26.99
Income protection insurance near North Northamptonshire£24.47
Income protection insurance near North Somerset£27.24
Income protection insurance near North Tyneside£21.45
Income protection insurance near North Warwickshire£24.20
Income protection insurance near North West£21.75
Income protection insurance near North West Leicestershire£24.77
Income protection insurance near North Yorkshire£24.68
Income protection insurance near Northern Ireland£20.06
Income protection insurance near Northumberland£21.02
Income protection insurance near Norwich£23.42
Income protection insurance near Nottinghamshire£22.67
Income protection insurance near Nuneaton & Bedworth£22.84
Income protection insurance near Oadby and Wigston£25.02
Income protection insurance near Oldham£20.79
Income protection insurance near Orkney Islands£22.11
Income protection insurance near Outer London£33.88
Income protection insurance near Oxford£32.90
Income protection insurance near Oxfordshire£31.54
Income protection insurance near Pembrokeshire£22.98
Income protection insurance near Pendle£18.72
Income protection insurance near Perth & Kinross£22.91
Income protection insurance near Portsmouth£23.67
Income protection insurance near Powys£23.29
Income protection insurance near Preston£19.38
Income protection insurance near Reading£26.94
Income protection insurance near Redbridge£33.56
Income protection insurance near Redcar & Cleveland£19.39
Income protection insurance near Redditch£23.76
Income protection insurance near Reigate & Banstead£33.70
Income protection insurance near Renfrewshire£18.91
Income protection insurance near Rhondda Cynon Taf£19.59
Income protection insurance near Ribble Valley£24.82
Income protection insurance near Richmond upon Thames£45.13
Income protection insurance near Richmondshire£23.82
Income protection insurance near Rochdale£20.94
Income protection insurance near Rochford£31.77
Income protection insurance near Rossendale£21.12
Income protection insurance near Rother£29.01
Income protection insurance near Rotherham£20.47
Income protection insurance near Rugby£25.88
Income protection insurance near Runnymede£34.04
Income protection insurance near Rushcliffe£27.91
Income protection insurance near Rushmoor£27.00
Income protection insurance near Rutland£29.71
Income protection insurance near Ryedale£25.69
Income protection insurance near Salford£21.92
Income protection insurance near Sandwell£21.28
Income protection insurance near Scarborough£21.90
Income protection insurance near Scotland£20.48
Income protection insurance near Scottish Borders£20.97
Income protection insurance near Sedgemoor£25.51
Income protection insurance near Sefton£21.64
Income protection insurance near Selby£24.07
Income protection insurance near Sevenoaks£35.51
Income protection insurance near Sheffield£22.11
Income protection insurance near Shetland Islands£21.80
Income protection insurance near Shropshire£25.05
Income protection insurance near Slough£26.81
Income protection insurance near Solihull£27.04
Income protection insurance near Somerset£25.80
Income protection insurance near Somerset West and Taunton£25.58
Income protection insurance near South Ayrshire£19.73
Income protection insurance near South Cambridgeshire£32.32
Income protection insurance near South Derbyshire£23.63
Income protection insurance near South East£29.68
Income protection insurance near South Gloucestershire£28.19
Income protection insurance near South Hams£29.48
Income protection insurance near South Holland£23.03
Income protection insurance near South Kesteven£24.45
Income protection insurance near South Lakeland£24.97
Income protection insurance near South Lanarkshire£19.53
Income protection insurance near South Norfolk£27.52
Income protection insurance near South Oxfordshire£35.10
Income protection insurance near South Ribble£21.76
Income protection insurance near South Somerset£25.18
Income protection insurance near South Staffordshire£25.41
Income protection insurance near South Tyneside£19.48
Income protection insurance near South West£26.72
Income protection insurance near South Yorkshire£20.76
Income protection insurance near Southampton£23.48
Income protection insurance near Southend-on-Sea£27.59
Income protection insurance near Southwark£36.58
Income protection insurance near Spelthorne£31.34
Income protection insurance near St Albans£38.71
Income protection insurance near St Helens£20.27
Income protection insurance near Stafford£23.84
Income protection insurance near Staffordshire£23.28
Income protection insurance near Staffordshire Moorlands£22.57
Income protection insurance near Stevenage£27.62
Income protection insurance near Stirling£23.11
Income protection insurance near Stockport£25.70
Income protection insurance near Stockton-on-Tees£19.77
Income protection insurance near Stoke-on-Trent£18.71
Income protection insurance near Stratford-on-Avon£29.37
Income protection insurance near Stroud£27.48
Income protection insurance near Suffolk£25.92
Income protection insurance near Sunderland£18.75
Income protection insurance near Surrey£35.54
Income protection insurance near Surrey Heath£33.00
Income protection insurance near Sutton£31.70
Income protection insurance near Swale£26.27
Income protection insurance near Swansea£20.92
Income protection insurance near Swindon£24.16
Income protection insurance near Tameside£21.72
Income protection insurance near Tamworth£22.83
Income protection insurance near Tandridge£35.21
Income protection insurance near Teignbridge£27.08
Income protection insurance near Telford and Wrekin£22.31
Income protection insurance near Tendring£25.03
Income protection insurance near Test Valley£30.12
Income protection insurance near Tewkesbury£28.12
Income protection insurance near Thanet£26.27
Income protection insurance near Three Rivers£37.79
Income protection insurance near Thurrock£27.13
Income protection insurance near Tonbridge and Malling£32.48
Income protection insurance near Torbay£24.06
Income protection insurance near Torfaen£21.11
Income protection insurance near Torridge£26.83
Income protection insurance near Tower Hamlets£33.58
Income protection insurance near Trafford£28.69
Income protection insurance near Tunbridge Wells£32.80
Income protection insurance near Tyne and Wear£20.00
Income protection insurance near United Kingdom£25.00
Income protection insurance near Uttlesford£32.83
Income protection insurance near Vale of Glamorgan£25.75
Income protection insurance near Vale of White Horse£31.18
Income protection insurance near Wakefield£21.13
Income protection insurance near Wales£21.85
Income protection insurance near Walsall£21.84
Income protection insurance near Waltham Forest£34.60
Income protection insurance near Wandsworth£40.18
Income protection insurance near Warrington£23.80
Income protection insurance near Warwick£28.79
Income protection insurance near Warwickshire£26.44
Income protection insurance near Watford£30.14
Income protection insurance near Waverley£37.14
Income protection insurance near Wealden£31.15
Income protection insurance near Welwyn Hatfield£31.34
Income protection insurance near West Berkshire£30.45
Income protection insurance near West Devon£26.41
Income protection insurance near West Dunbartonshire£18.49
Income protection insurance near West Lancashire£22.56
Income protection insurance near West Lindsey£22.12
Income protection insurance near West Lothian£21.62
Income protection insurance near West Midlands£22.78
Income protection insurance near West Midlands Region£23.57
Income protection insurance near West Northamptonshire£25.49
Income protection insurance near West Oxfordshire£30.25
Income protection insurance near West Suffolk£26.29
Income protection insurance near West Sussex£30.03
Income protection insurance near West Yorkshire£21.37
Income protection insurance near Wigan£20.73
Income protection insurance near Wiltshire£27.48
Income protection insurance near Winchester£34.36
Income protection insurance near Windsor & Maidenhead£36.71
Income protection insurance near Wirral£21.61
Income protection insurance near Woking£34.00
Income protection insurance near Wokingham£35.19
Income protection insurance near Wolverhampton£21.46
Income protection insurance near Worcester£23.84
Income protection insurance near Worcestershire£25.71
Income protection insurance near Worthing£27.70
Income protection insurance near Wrexham£21.31
Income protection insurance near Wychavon£27.76
Income protection insurance near Wyre£21.11
Income protection insurance near Wyre Forest£23.39
Income protection insurance near York£26.55
Income protection insurance near Yorkshire and The Humber£21.46