Save up to £500* on BMW 3 Series car insurance

HaMuch is Excellent
By David Gaylard
Last updated 20th February 2024

How much is BMW 3 Series car insurance?

The BMW 3 Series has been in production since 1975 and like most of the BMW model range it has enjoyed incredible worldwide success. The 1st and 2nd generation models are now sought after as classic cars and the BMW brand is world renowned for reliability, performance and drivability in the luxury and in this case the compact executive car market.

There have been 7 generations of the 3 Series model with each upgrade or facelift keeping the BMW styling we are all familiar with. BMW’s mission is “To move people with products that evoke emotions” and the engines that power them have always been responsive and powerful. This means that insurance premiums are not going to be cheap. The ABI groups the BMW 3 Series between group 18 and  group 50.

If you want to pay less for your insurance premium and still want to drive a BMW choose a 316d SE (Insurance group 20) which has a diesel powered engine designed more for executive performance than evoking emotions!

If you want a BMW that has good performance and are not so worried about the cost of your insurance premium renewals, then a 320i Sport 4d petrol engine (Insurance group 30) will keep you interested. 

Bear in mind that your premium price is affected by where you live in the UK, so we have put together a table showing the estimated price of car insurance for a BMW 3 Series in UK towns and cities.  

We have run a quote for a 2016 1.5 318i SE Saloon 4dr Petrol Manual Euro 6 (s/s) (136 ps) valued at £7,000 with an insurance grouping of 21.

Cheap BMW 3 Series car insurance

Cost of BMW car insurance renewal per month/year

50 Year Old Driver

  • 2016 1.5 318i SE Saloon 4dr would cost approximately £54.22 a month or £579.59 per year for fully comprehensive cover for a 50 year old driver with 5 years no claims living in Reading, £350 voluntary excess and 7,000 miles per year.

25 Year Old Driver

  • 2016 1.5 318i SE Saloon 4dr fully comprehensive insurance for a 25 year old with 5 years no claims and will cost approximately £104.80 a month or £1120.23 per year with a voluntary excess of £350.

These prices were based on quotes obtained from quotezone with Reading being the average benchmark for insurance costs in the UK. The cost of car insurance varies around the UK based on location.

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Additional Information for quote:

  • Manual transmission
  • Not modified
  • Used for social, domestic and commuting
  • 7,000 mileage per year
  • Parked on a driveway at night

The driver:

  • Computer Programmer in Reading
  • A homeowner
  • No driving convictions
  • 5 years no claims
  • No driving offences

Where is cheap BMW 3 Series car insurance in the UK?

Cheap BMW 3 Series car insurance in the UK

Click to see table of Estimated BMW 3 Series Insurance premiums around the UK

Where you live in the UK will affect your 3 Series premium cost because of crime and accident rates and the cost of getting your car repaired after an accident. Larger cities tend to be more expensive to insure a car than rural areas.

*51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Quotezones (Seopa Ltd’s) insurance comparison website. This is based on representative cost savings from September 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

*The estimations provided on this webpage are independently provided by HaMuch Ltd. Prices are not guaranteed and quotes may vary when using the comparison system based on individual circumstances.

 


BMW car insurance renewal costs

JobEstimate
BMW 3 Series Car Insurance £44.22 per month

Job Estimate
Vauxhall Corsa Car Insurance £51.39 per month
Ford Kuga car insurance £75.00 per month
Ford Mondeo car insurance £62.95 per month
Ford Fiesta Car Insurance £45.00 per month
Ford Focus Car Insurance £53.06 per month
VW Golf Car Insurance £52.75 per month
Volkswagen Polo Car Insurance Renewal £50.29 per month
Nissan Qashqai Car Insurance £52.79 per month
Cheap car insurance £40.00 per month
BMW 3 Series Car Insurance £44.22 per month
BMW 3 Series Car Insurance estimated cost per month
BMW 3 Series Car Insurance approximate cost in the UK per month
Location in UKBMW 3 Series Car Insurance cost
BMW 3 Series Car Insurance near Aberdeen£30.51
BMW 3 Series Car Insurance near Bath£33.17
BMW 3 Series Car Insurance near Birmingham£54.39
BMW 3 Series Car Insurance near Blackburn£53.51
BMW 3 Series Car Insurance near Blackpool£56.60
BMW 3 Series Car Insurance near Bolton£44.22
BMW 3 Series Car Insurance near Bournemouth£32.28
BMW 3 Series Car Insurance near Bradford£36.70
BMW 3 Series Car Insurance near Brighton£36.70
BMW 3 Series Car Insurance near Bristol£40.68
BMW 3 Series Car Insurance near Bromley£51.74
BMW 3 Series Car Insurance near Cambridge£24.76
BMW 3 Series Car Insurance near Canterbury£45.55
BMW 3 Series Car Insurance near Cardiff£41.57
BMW 3 Series Car Insurance near Carlisle£29.63
BMW 3 Series Car Insurance near Central London£38.91
BMW 3 Series Car Insurance near Central London£37.14
BMW 3 Series Car Insurance near Chelmsford£48.20
BMW 3 Series Car Insurance near Chester£30.95
BMW 3 Series Car Insurance near Cleveland£42.89
BMW 3 Series Car Insurance near Colchester£43.34
BMW 3 Series Car Insurance near Coventry£57.49
BMW 3 Series Car Insurance near Crewe£44.66
BMW 3 Series Car Insurance near Croydon£57.49
BMW 3 Series Car Insurance near Darlington£41.57
BMW 3 Series Car Insurance near Dartford£51.74
BMW 3 Series Car Insurance near Derby£61.47
BMW 3 Series Car Insurance near Doncaster£49.08
BMW 3 Series Car Insurance near Dorchester£32.72
BMW 3 Series Car Insurance near Dudley£54.39
BMW 3 Series Car Insurance near Dumfrues and Galloway£24.76
BMW 3 Series Car Insurance near Dundee£34.49
BMW 3 Series Car Insurance near Durham£38.47
BMW 3 Series Car Insurance near East London£67.66
BMW 3 Series Car Insurance near Edinburgh£33.61
BMW 3 Series Car Insurance near Enfield£60.14
BMW 3 Series Car Insurance near Exeter£35.38
BMW 3 Series Car Insurance near Falkirk & Stirling£23.44
BMW 3 Series Car Insurance near Galashiels£30.51
BMW 3 Series Car Insurance near Glasgow£51.74
BMW 3 Series Car Insurance near Gloucester£41.57
BMW 3 Series Car Insurance near Guildford£42.89
BMW 3 Series Car Insurance near Halifax£49.97
BMW 3 Series Car Insurance near Harrogate£41.12
BMW 3 Series Car Insurance near Harrow£46.43
BMW 3 Series Car Insurance near Hemel Hempstead£52.18
BMW 3 Series Car Insurance near Hereford£39.80
BMW 3 Series Car Insurance near Huddersfield£55.72
BMW 3 Series Car Insurance near Hull£46.43
BMW 3 Series Car Insurance near Ilford£54.83
BMW 3 Series Car Insurance near Inverness£22.55
BMW 3 Series Car Insurance near Ipswich£45.55
BMW 3 Series Car Insurance near Isle of Man£43.34
BMW 3 Series Car Insurance near Isle of Wight£38.91
BMW 3 Series Car Insurance near Kilmarnock£40.24
BMW 3 Series Car Insurance near Kingston upon Thames£50.85
BMW 3 Series Car Insurance near Kirkcaldy£37.59
BMW 3 Series Car Insurance near Kirkwall£42.01
BMW 3 Series Car Insurance near Lancaster£43.78
BMW 3 Series Car Insurance near Leeds£34.93
BMW 3 Series Car Insurance near Leicester£40.68
BMW 3 Series Car Insurance near Lerwick£24.32
BMW 3 Series Car Insurance near Lincoln£40.24
BMW 3 Series Car Insurance near Liverpool£68.10
BMW 3 Series Car Insurance near llandrindod Wells£26.97
BMW 3 Series Car Insurance near Llandudno£34.93
BMW 3 Series Car Insurance near Luton£68.10
BMW 3 Series Car Insurance near Manchester£60.58
BMW 3 Series Car Insurance near Milton Keynes£46.43
BMW 3 Series Car Insurance near Motherwell£45.55
BMW 3 Series Car Insurance near Newcastle upon Tyne£42.01
BMW 3 Series Car Insurance near Newport£36.26
BMW 3 Series Car Insurance near North London£48.20
BMW 3 Series Car Insurance near North West London£53.06
BMW 3 Series Car Insurance near Northampton£54.39
BMW 3 Series Car Insurance near Northern Ireland£36.70
BMW 3 Series Car Insurance near Norwich£35.38
BMW 3 Series Car Insurance near Nottingham£57.49
BMW 3 Series Car Insurance near Oldam£57.93
BMW 3 Series Car Insurance near Outer Hebrides£31.84
BMW 3 Series Car Insurance near Oxford£48.64
BMW 3 Series Car Insurance near Paisley£36.70
BMW 3 Series Car Insurance near Perth£33.17
BMW 3 Series Car Insurance near Peterborough£43.34
BMW 3 Series Car Insurance near Plymouth£34.05
BMW 3 Series Car Insurance near Portsmouth£37.59
BMW 3 Series Car Insurance near Preston£48.64
BMW 3 Series Car Insurance near Reading£44.22
BMW 3 Series Car Insurance near Redhill£45.55
BMW 3 Series Car Insurance near Rochester£49.53
BMW 3 Series Car Insurance near Romford£49.08
BMW 3 Series Car Insurance near Salisbury£34.05
BMW 3 Series Car Insurance near Sheffield£62.35
BMW 3 Series Car Insurance near Shrewsbury£31.84
BMW 3 Series Car Insurance near Slough£61.02
BMW 3 Series Car Insurance near South East London£55.72
BMW 3 Series Car Insurance near South West London£53.51
BMW 3 Series Car Insurance near Southall£59.70
BMW 3 Series Car Insurance near Southampton£39.80
BMW 3 Series Car Insurance near Southend-on-Sea£45.55
BMW 3 Series Car Insurance near St Albans£42.89
BMW 3 Series Car Insurance near Stevenage£46.43
BMW 3 Series Car Insurance near Stockport£57.93
BMW 3 Series Car Insurance near Stoke-on-Trent£52.18
BMW 3 Series Car Insurance near Sunderland£42.01
BMW 3 Series Car Insurance near Sutton£55.28
BMW 3 Series Car Insurance near Swansea£36.70
BMW 3 Series Car Insurance near Swindon£38.03
BMW 3 Series Car Insurance near Taunton£35.82
BMW 3 Series Car Insurance near Telford£42.45
BMW 3 Series Car Insurance near Tonbridge£45.55
BMW 3 Series Car Insurance near Torquay£39.80
BMW 3 Series Car Insurance near Truro£30.95
BMW 3 Series Car Insurance near Twickenham£50.41
BMW 3 Series Car Insurance near Wakefield£40.68
BMW 3 Series Car Insurance near Walsall£51.74
BMW 3 Series Car Insurance near Warrington£47.32
BMW 3 Series Car Insurance near Watford£49.97
BMW 3 Series Car Insurance near West London£51.74
BMW 3 Series Car Insurance near Wigan£42.01
BMW 3 Series Car Insurance near Wolverhampton£59.25
BMW 3 Series Car Insurance near Worcester£39.36
BMW 3 Series Car Insurance near York£42.89