Running cost of a Volkswagen Polo

The VW Polo is a supermini that has been part of the Volkswagen family since 1975 and was the 6th best selling car in the UK in 2010. Sales have gradually declined since then due to competition within VW with the compact SUV (T-Cross and Tiago) and from other manufacturers.

A new Polo will set you back around £21,000 and is only available with a 1.0L turbo petrol engine tuned to different power ratings with a manual or automatic gearbox. It looks very similar to the Golf and has all the features you would expect from a VW and a new car.

You can pick up a used Volkswagen Polo from around £1,500 and is an ideal first car due to its size and cheaper insurance. You might want to steer clear of VW dealerships for repairs and servicing if you want to keep running costs low. Independent garage mechanics with lower overheads and reasonably priced parts can make UK motoring cheaper.

The insurance grouping given to the car by the ABI (Association of British Insurers) depends on the engine's power rating in PS and the price it will cost to get the Polo repaired. They range from group 1 for the 1.0 EVO SE 5dr to group 23 for the 1.4 TSI ACT BlueGT 5d DSG.

We have run a quote for a 2014 VW Polo 1.2 TSI BlueMotion Tech SEL Euro 6 (s/s) 5dr insurance group 18, valued at £6,000 and a 2017 1.0 Beats 75PS 5Dr Hatchback insurance group 9, valued at £11,000.

Cost of a VW Polo car insurance premium per month/year

50 Year Old Driver

• 1.2 TSI BlueMotion Tech SEL Euro 6 (s/s) 5dr would cost approximately £55.29 a month or £590 per year for fully comprehensive cover for a 50 year old driver with 5 year no claims living in Reading, £350 voluntary excess and 7,000 miles per year.

25 Year Old Driver

• 1.0 Beats 75PS 5Dr Hatchback fully comprehensive insurance for a 25 year old with 5 year no claims and will cost approximately £86.23 a month or £922 per year with a voluntary excess of £350.

These prices were based on quotes obtained from quotezone with Reading being the average benchmark for insurance costs in the UK. The cost of car insurance varies around the UK based on location.

Additional Information for quote:

• Manual transmission
• Not modified
• Used for social, domestic and commuting
• 7,000 mileage per year
• Parked on a driveway at night

The driver:

• Computer Programmer in Reading
• A homeowner
• No driving convictions
• 5 years no claims
• No driving offences

Where is Volkswagen Polo car insurance cheap in the UK?

Click to see table of Estimated VW Polo Insurance premiums around the UK

Where you live in the UK will affect your Polo premium cost because of crime and accident rates and the cost of getting your car repaired after an accident. Larger cities tend to be more expensive to insure a car than rural areas.

*51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Quotezones (Seopa Ltd’s) insurance comparison website. This is based on representative cost savings from September 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

^*The estimations provided on this webpage are independently provided by HaMuch Ltd. Prices are not guaranteed and quotes may vary when using the comparison system based on individual circumstances.

Disclaimer: This information is intended for editorial purposes only and not intended as a recommendation or financial advice.

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