Save up to £500* on Volkswagen Polo car insurance

By David Gaylard
Last updated 21st February 2024

Running cost of a Volkswagen Polo

The VW Polo is a supermini that has been part of the Volkswagen family since 1975 and was the 6th best selling car in the UK in 2010. Sales have gradually declined since then due to competition within VW with the compact SUV (T-Cross and Tiago) and from other manufacturers.

A new Polo will set you back around £21,000 and is only available with a 1.0L turbo petrol engine tuned to different power ratings with a manual or automatic gearbox. It looks very similar to the Golf and has all the features you would expect from a VW and a new car.

You can pick up a used Volkswagen Polo from around £1,500 and is an ideal first car due to its size and cheaper insurance. You might want to steer clear of VW dealerships for repairs and servicing if you want to keep running costs low. Independent garage mechanics with lower overheads and reasonably priced parts can make UK motoring cheaper.

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The insurance grouping given to the car by the ABI (Association of British Insurers) depends on the engine's power rating in PS and the price it will cost to get the Polo repaired. They range from group 1 for the 1.0 EVO SE 5dr to group 23 for the 1.4 TSI ACT BlueGT 5d DSG.

We have run a quote for a 2014 VW Polo 1.2 TSI BlueMotion Tech SEL Euro 6 (s/s) 5dr insurance group 18, valued at £6,000 and a 2017 1.0 Beats 75PS 5Dr Hatchback insurance group 9, valued at £11,000.

Cheap Volkswagen Polo car insurance

Cost of a VW Polo car insurance premium per month/year

50 Year Old Driver

  • 1.2 TSI BlueMotion Tech SEL Euro 6 (s/s) 5dr would cost approximately £55.29 a month or £590 per year for fully comprehensive cover for a 50 year old driver with 5 year no claims living in Reading, £350 voluntary excess and 7,000 miles per year.

25 Year Old Driver

  • 1.0 Beats 75PS 5Dr Hatchback fully comprehensive insurance for a 25 year old with 5 year no claims and will cost approximately £86.23 a month or £922 per year with a voluntary excess of £350.

These prices were based on quotes obtained from quotezone with Reading being the average benchmark for insurance costs in the UK. The cost of car insurance varies around the UK based on location.

Additional Information for quote:

  • Manual transmission
  • Not modified
  • Used for social, domestic and commuting
  • 7,000 mileage per year
  • Parked on a driveway at night

The driver:

  • Computer Programmer in Reading
  • A homeowner
  • No driving convictions
  • 5 years no claims
  • No driving offences

Where is Volkswagen Polo car insurance cheap in the UK?

Cheap Volkswagen Polo car insurance in the UK

Click to see table of Estimated VW Polo Insurance premiums around the UK

Where you live in the UK will affect your Polo premium cost because of crime and accident rates and the cost of getting your car repaired after an accident. Larger cities tend to be more expensive to insure a car than rural areas.

*51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Quotezones (Seopa Ltd’s) insurance comparison website. This is based on representative cost savings from September 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

*The estimations provided on this webpage are independently provided by HaMuch Ltd. Prices are not guaranteed and quotes may vary when using the comparison system based on individual circumstances.

Disclaimer: This information is intended for editorial purposes only and not intended as a recommendation or financial advice.


Volkswagen Car Insurance Renewal Costs

JobEstimate
VW Golf car insurance£52.75 per month
Volkswagen Polo car insurance£50.29 per month

JobEstimate
BMW 3 Series car insurance£44.22 per month
Cheap car insurance£40.00 per month
Ford Mondeo car insurance£62.95 per month
Vauxhall Astra car insurance£49.46 per month
Young driver insurance£104.27 per month
Nissan Juke car insurance£57.14 per month
Ford Fiesta car insurance£45.00 per month
Ford Focus car insurance£53.06 per month
Nissan Qashqai car insurance£52.79 per month
Volkswagen Polo car insurance£50.29 per month
Over 50's car insurance£20.69 per month
Ford Kuga car insurance£75.00 per month
VW Golf car insurance£52.75 per month
Vauxhall Corsa car Insurance£51.39 per month
Convicted Driver Insurance£48.50 per month
Volkswagen Polo Car Insurance estimated cost per month
Volkswagen Polo Car Insurance approximate cost in the UK per month
Location in UKVolkswagen Polo Car Insurance cost
Volkswagen Polo Car Insurance near Aberdeen£34.70
Volkswagen Polo Car Insurance near Bath£37.72
Volkswagen Polo Car Insurance near Birmingham£61.86
Volkswagen Polo Car Insurance near Blackburn£60.85
Volkswagen Polo Car Insurance near Blackpool£64.37
Volkswagen Polo Car Insurance near Bolton£50.29
Volkswagen Polo Car Insurance near Bournemouth£36.71
Volkswagen Polo Car Insurance near Bradford£41.74
Volkswagen Polo Car Insurance near Brighton£41.74
Volkswagen Polo Car Insurance near Bristol£46.27
Volkswagen Polo Car Insurance near Bromley£58.84
Volkswagen Polo Car Insurance near Cambridge£28.16
Volkswagen Polo Car Insurance near Canterbury£51.80
Volkswagen Polo Car Insurance near Cardiff£47.27
Volkswagen Polo Car Insurance near Carlisle£33.69
Volkswagen Polo Car Insurance near Central London£44.26
Volkswagen Polo Car Insurance near Central London£42.24
Volkswagen Polo Car Insurance near Chelmsford£54.82
Volkswagen Polo Car Insurance near Chester£35.20
Volkswagen Polo Car Insurance near Cleveland£48.78
Volkswagen Polo Car Insurance near Colchester£49.28
Volkswagen Polo Car Insurance near Coventry£65.38
Volkswagen Polo Car Insurance near Crewe£50.79
Volkswagen Polo Car Insurance near Croydon£65.38
Volkswagen Polo Car Insurance near Darlington£47.27
Volkswagen Polo Car Insurance near Dartford£58.84
Volkswagen Polo Car Insurance near Derby£69.90
Volkswagen Polo Car Insurance near Doncaster£55.82
Volkswagen Polo Car Insurance near Dorchester£37.21
Volkswagen Polo Car Insurance near Dudley£61.86
Volkswagen Polo Car Insurance near Dumfrues and Galloway£28.16
Volkswagen Polo Car Insurance near Dundee£39.23
Volkswagen Polo Car Insurance near Durham£43.75
Volkswagen Polo Car Insurance near East London£76.94
Volkswagen Polo Car Insurance near Edinburgh£38.22
Volkswagen Polo Car Insurance near Enfield£68.39
Volkswagen Polo Car Insurance near Exeter£40.23
Volkswagen Polo Car Insurance near Falkirk & Stirling£26.65
Volkswagen Polo Car Insurance near Galashiels£34.70
Volkswagen Polo Car Insurance near Glasgow£58.84
Volkswagen Polo Car Insurance near Gloucester£47.27
Volkswagen Polo Car Insurance near Guildford£48.78
Volkswagen Polo Car Insurance near Halifax£56.83
Volkswagen Polo Car Insurance near Harrogate£46.77
Volkswagen Polo Car Insurance near Harrow£52.80
Volkswagen Polo Car Insurance near Hemel Hempstead£59.34
Volkswagen Polo Car Insurance near Hereford£45.26
Volkswagen Polo Car Insurance near Huddersfield£63.37
Volkswagen Polo Car Insurance near Hull£52.80
Volkswagen Polo Car Insurance near Ilford£62.36
Volkswagen Polo Car Insurance near Inverness£25.65
Volkswagen Polo Car Insurance near Ipswich£51.80
Volkswagen Polo Car Insurance near Isle of Man£49.28
Volkswagen Polo Car Insurance near Isle of Wight£44.26
Volkswagen Polo Car Insurance near Kilmarnock£45.76
Volkswagen Polo Car Insurance near Kingston upon Thames£57.83
Volkswagen Polo Car Insurance near Kirkcaldy£42.75
Volkswagen Polo Car Insurance near Kirkwall£47.78
Volkswagen Polo Car Insurance near Lancaster£49.79
Volkswagen Polo Car Insurance near Leeds£39.73
Volkswagen Polo Car Insurance near Leicester£46.27
Volkswagen Polo Car Insurance near Lerwick£27.66
Volkswagen Polo Car Insurance near Lincoln£45.76
Volkswagen Polo Car Insurance near Liverpool£77.45
Volkswagen Polo Car Insurance near llandrindod Wells£30.68
Volkswagen Polo Car Insurance near Llandudno£39.73
Volkswagen Polo Car Insurance near Luton£77.45
Volkswagen Polo Car Insurance near Manchester£68.90
Volkswagen Polo Car Insurance near Milton Keynes£52.80
Volkswagen Polo Car Insurance near Motherwell£51.80
Volkswagen Polo Car Insurance near Newcastle Upon Tyne£47.78
Volkswagen Polo Car Insurance near Newport£41.24
Volkswagen Polo Car Insurance near North London£54.82
Volkswagen Polo Car Insurance near North West London£60.35
Volkswagen Polo Car Insurance near Northampton£61.86
Volkswagen Polo Car Insurance near Northern Ireland£41.74
Volkswagen Polo Car Insurance near Norwich£40.23
Volkswagen Polo Car Insurance near Nottingham£65.38
Volkswagen Polo Car Insurance near Oldam£65.88
Volkswagen Polo Car Insurance near Outer Hebrides£36.21
Volkswagen Polo Car Insurance near Oxford£55.32
Volkswagen Polo Car Insurance near Paisley£41.74
Volkswagen Polo Car Insurance near Perth£37.72
Volkswagen Polo Car Insurance near Peterborough£49.28
Volkswagen Polo Car Insurance near Plymouth£38.72
Volkswagen Polo Car Insurance near Portsmouth£42.75
Volkswagen Polo Car Insurance near Preston£55.32
Volkswagen Polo Car Insurance near Reading£50.29
Volkswagen Polo Car Insurance near Redhill£51.80
Volkswagen Polo Car Insurance near Rochester£56.32
Volkswagen Polo Car Insurance near Romford£55.82
Volkswagen Polo Car Insurance near Salisbury£38.72
Volkswagen Polo Car Insurance near Sheffield£70.91
Volkswagen Polo Car Insurance near Shrewsbury£36.21
Volkswagen Polo Car Insurance near Slough£69.40
Volkswagen Polo Car Insurance near South East London£63.37
Volkswagen Polo Car Insurance near South West London£60.85
Volkswagen Polo Car Insurance near Southall£67.89
Volkswagen Polo Car Insurance near Southampton£45.26
Volkswagen Polo Car Insurance near Southend-on-Sea£51.80
Volkswagen Polo Car Insurance near St Albans£48.78
Volkswagen Polo Car Insurance near Stevenage£52.80
Volkswagen Polo Car Insurance near Stockport£65.88
Volkswagen Polo Car Insurance near Stoke-on-Trent£59.34
Volkswagen Polo Car Insurance near Sunderland£47.78
Volkswagen Polo Car Insurance near Sutton£62.86
Volkswagen Polo Car Insurance near Swansea£41.74
Volkswagen Polo Car Insurance near Swindon£43.25
Volkswagen Polo Car Insurance near Taunton£40.73
Volkswagen Polo Car Insurance near Telford£48.28
Volkswagen Polo Car Insurance near Tonbridge£51.80
Volkswagen Polo Car Insurance near Torquay£45.26
Volkswagen Polo Car Insurance near Truro£35.20
Volkswagen Polo Car Insurance near Twickenham£57.33
Volkswagen Polo Car Insurance near Wakefield£46.27
Volkswagen Polo Car Insurance near Walsall£58.84
Volkswagen Polo Car Insurance near Warrington£53.81
Volkswagen Polo Car Insurance near Watford£56.83
Volkswagen Polo Car Insurance near West London£58.84
Volkswagen Polo Car Insurance near Wigan£47.78
Volkswagen Polo Car Insurance near Wolverhampton£67.39
Volkswagen Polo Car Insurance near Worcester£44.76
Volkswagen Polo Car Insurance near York£48.78