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By Emily Rivers
Last updated 14th April 2023

Standard variable mortgage

A standard variable mortgage is a lender’s basic interest rate, and there could be an advantage to using it, depending on circumstances.

What is a standard variable rate mortgage?

A standard variable mortgage is a provider's basic mortgage that is automatically applied if a borrower is not on an agreed deal. It is the fall-back mortgage for when another deal comes to an end and can be more expensive than fixed rates or trackers to encourage borrowers to tie their money up for a set period of time.

Unlike a tracker mortgage which follows the Bank of England's base rate, the interest rate of a standard variable mortgage is set and determined by the lender.

Interest rates on a standard variable loan can be volatile or unpredictable, as a mortgage provider can move the rate up and down, or freeze it any time they like. Unlike a tracker mortgage they do not have to follow a base rate, so even if the Bank of England decreases its base rate the standard variable rate does not have to follow. Likewise, they may freeze their SVR despite the base rate rising, in a bid to attract more customers.

Cheap variable rate mortgage

Is a standard variable cheaper than a fixed rate mortgage?

A standard variable mortgage can be both cheaper and more expensive than a fixed mortgage, depending on market conditions. Fixed rates are set for an agreed period of time, usually two or five years, but also 10 and sometimes longer.

If a borrower took out a mortgage when interest rates were very high, but rates have since come down, they will be stuck paying more for their loan until their term comes to an end. 

It's therefore also the case that a fixed rate could have been secured before a big market shock which sent interest rates soaring, and in that scenario a fixed rate mortgage holder would be better off as they're protected from the volatility happening in the live markets.

Interest rates were exceptionally low in 2020 during the coronavirus pandemic, with the base rate hitting 0.1% in March that year and staying there for 21 months. Anyone who secured a fixed rate mortgage then will have been better off when the Bank of England's base rate began climbing in December 2021, and surging quickly past the 1% mark from June 2023. 

It's worth remembering the standard variable rate is set by the lender itself, so sometimes it may spare borrowers from an increase for a period to appear more attractive. However, it may find it more expensive to borrow money and feel the need to raise its SVR much more steeply to protect its bottom line.

Why is SVR so high?

The SVR is so high when the Bank of England's base rate rises or markets are feeling nervous and unsure about the future of the economy. The SVR typically, although not always, trails the Bank of England's base rate, and adds a bit on top to pay for its costs and make a profit. When the Bank of England raises its base rate, interest rates for mortgages generally follow. It's totally up to the lender to decide its SVR, so sometimes they hold back on raising it to be more competitive.

Mortgage lenders set their rates based on predictions for - and reactions to - the economy.

The mortgage provider is trying to predict the future of the economy years down the line when it sets its fixed rates, but it is also forecasting in the short term for its SVR.

If the UK is on the brink of a recession and there are fears of job losses or high inflation it could become more expensive to borrow money both for the mortgage provider and for its customers. In that case an SVR may rise in anticipation. It may also want to offset some costs while low fixed-rate deals are still active.

Is it better to get a fixed or variable mortgage?

Whether it's better to get a fixed or variable mortgage depends on market conditions and personal circumstances. If interest rates are high and it's looking like market conditions may improve soon, it could end up being more expensive in the long run to fix a mortgage at a rate that could be much higher than the base rate in six or 12 month's time. A variable mortgage could be cheaper, but then you may have to pay more in the short term until interest rates drop.

On the other hand, if inflation soars the Bank of England may decide to step in and increase interest rates to stop people spending (reducing demand and therefore prices), which would mean fixing at a lower rate now could protect you in the future.

The problem with each of these options is there is no crystal ball that will show exactly how the economy will react in the future - or if there's going to be another world-changing event such as a war or pandemic in the next few years.

Some people may not want to take the risk of an increase in interest rates. They may know they can afford what they are being quoted now but no more. In that case, it could be risky to take out a variable mortgage because if interest rates rise the borrower will struggle to meet the payments.

Fixed rate mortgage advantages

  • You know your monthly outgoings and can plan ahead.
  • Protected from rising interest rates.

Fixed rate mortgage disadvantages

  • You could pay more than market rate if interest rates drop.
  • Qualifying can be difficult when interest rates are high because mortgages are more unaffordable.
  • Stuck paying a certain amount for a set amount of time.
  • You may have to pay a penalty to end a fixed rate mortgage early.

Variable mortgage advantages

  • When interest rates are low a variable mortgage rate is usually lower than a fixed rate which adds its own buffer in case interest rates increase during the term.
  • Useful as a stop gap between fixed rate mortgages if you predict interest rates may drop soon.
  • Often no early repayment penalty if you decide to switch to another deal.

Variable mortgage disadvantages

  • Can be unpredictable, with payments changing whenever the lender decides to update its interest rates - often reacting to the Bank of England.
  • Some lenders have a minimum interest they will always charge called a 'collar' so if interest rates drop to say, 0.1%, there could be a condition you will always pay a minimum of 1%.

What to do if you need a mortgage

In the current climate looking for a mortgage can be very stressful for you and your family.

Getting good advice from mortgage experts is important as they know the market, they know where the best rates are at any given moment, and they can match a package to your particular needs.

Complete the form to get quotes from an expert.


Estimated monthly mortgage costs

JobEstimate
Secured loan£102 per month
Remortgaging£1,195 per month
Cheap variable rate mortgage£1,159 per month
Cheap tracker mortgage£1,303 per month
Cheap offset mortgage£1,088 per month
Cheap interest only mortgage£1,147 per month
Cheap fixed rate mortgage£1,245 per month
Cheap capital repayment mortgage£1,256 per month
Cheap buy to let mortgage£1,271 per month

Rates for other trades

Variable rate mortgage estimated monthly repayment based on average house prices 2025
Variable rate mortgage estimated month payment base on local average house prices, 75% LTV repaid over 25yrs source: uswitch - rate 289818%
Location in UKVariable rate mortgage cost
Variable rate mortgage near Aberdeen£547
Variable rate mortgage near Aberdeenshire£803
Variable rate mortgage near Adur£1,539
Variable rate mortgage near Allerdale£732
Variable rate mortgage near Amber Valley£940
Variable rate mortgage near Angus£679
Variable rate mortgage near Antrim and Newtownabbey£718
Variable rate mortgage near Ards and North Down£805
Variable rate mortgage near Argyll and Bute£751
Variable rate mortgage near Armagh City Banbridge and Craigavon£625
Variable rate mortgage near Arun£1,482
Variable rate mortgage near Ashfield£766
Variable rate mortgage near Ashford£1,508
Variable rate mortgage near Babergh£1,413
Variable rate mortgage near Barking and Dagenham£1,415
Variable rate mortgage near Barnet£2,378
Variable rate mortgage near Barnsley£668
Variable rate mortgage near Barrow-in-Furness£580
Variable rate mortgage near Basildon£1,557
Variable rate mortgage near Basingstoke & Deane£1,484
Variable rate mortgage near Bassetlaw£791
Variable rate mortgage near Bath & North East Somerset£1,781
Variable rate mortgage near Bedford£1,405
Variable rate mortgage near Belfast£643
Variable rate mortgage near Bexley£1,607
Variable rate mortgage near Birmingham£958
Variable rate mortgage near Blaby£1,202
Variable rate mortgage near Blackburn with Darwen£589
Variable rate mortgage near Blackpool£543
Variable rate mortgage near Blaenau Gwent£547
Variable rate mortgage near Bolsover£705
Variable rate mortgage near Bolton£760
Variable rate mortgage near Boston£800
Variable rate mortgage near Bournemouth Christchurch and Poole£1,407
Variable rate mortgage near Bracknell Forest£1,613
Variable rate mortgage near Bradford£702
Variable rate mortgage near Braintree£1,417
Variable rate mortgage near Breckland£1,208
Variable rate mortgage near Brent£2,233
Variable rate mortgage near Brentwood£1,927
Variable rate mortgage near Bridgend£813
Variable rate mortgage near Brighton and Hove£1,816
Variable rate mortgage near Bristol£1,441
Variable rate mortgage near Broadland£1,391
Variable rate mortgage near Bromley£2,077
Variable rate mortgage near Bromsgrove£1,469
Variable rate mortgage near Broxbourne£1,627
Variable rate mortgage near Broxtowe£1,029
Variable rate mortgage near Buckinghamshire£1,937
Variable rate mortgage near Burnley£469
Variable rate mortgage near Bury£955
Variable rate mortgage near Caerphilly£759
Variable rate mortgage near Calderdale£741
Variable rate mortgage near Cambridge£2,114
Variable rate mortgage near Cambridgeshire£1,452
Variable rate mortgage near Camden£3,361
Variable rate mortgage near Cannock Chase£938
Variable rate mortgage near Canterbury£1,507
Variable rate mortgage near Cardiff£1,082
Variable rate mortgage near Carlisle£672
Variable rate mortgage near Carmarthenshire£870
Variable rate mortgage near Castle Point£1,555
Variable rate mortgage near Causeway Coast and Glens£779
Variable rate mortgage near Central Bedfordshire£1,539
Variable rate mortgage near Ceredigion£1,051
Variable rate mortgage near Charnwood£1,182
Variable rate mortgage near Chelmsford£1,557
Variable rate mortgage near Cheltenham£1,369
Variable rate mortgage near Cherwell£1,504
Variable rate mortgage near Cheshire East£1,202
Variable rate mortgage near Cheshire West and Chester£1,085
Variable rate mortgage near Chesterfield£814
Variable rate mortgage near Chichester£1,891
Variable rate mortgage near Chorley£941
Variable rate mortgage near City of London£3,542
Variable rate mortgage near City of Westminster£3,622
Variable rate mortgage near Clackmannanshire£686
Variable rate mortgage near Colchester£1,312
Variable rate mortgage near Conwy£878
Variable rate mortgage near Copeland£622
Variable rate mortgage near Cornwall£1,277
Variable rate mortgage near Cotswold£2,027
Variable rate mortgage near County Durham£533
Variable rate mortgage near Coventry£941
Variable rate mortgage near Craven£1,125
Variable rate mortgage near Crawley£1,334
Variable rate mortgage near Croydon£1,738
Variable rate mortgage near Cumbria£779
Variable rate mortgage near Dacorum£1,940
Variable rate mortgage near Darlington£646
Variable rate mortgage near Dartford£1,440
Variable rate mortgage near Denbighshire£825
Variable rate mortgage near Derby£835
Variable rate mortgage near Derbyshire£956
Variable rate mortgage near Derbyshire Dales£1,448
Variable rate mortgage near Derry City and Strabane£613
Variable rate mortgage near Devon£1,379
Variable rate mortgage near Doncaster£671
Variable rate mortgage near Dorset£1,466
Variable rate mortgage near Dover£1,292
Variable rate mortgage near Dudley£950
Variable rate mortgage near Dumfries & Galloway£661
Variable rate mortgage near Dundee£567
Variable rate mortgage near Ealing£2,185
Variable rate mortgage near East Ayrshire£499
Variable rate mortgage near East Cambridgeshire£1,371
Variable rate mortgage near East Devon£1,497
Variable rate mortgage near East Dunbartonshire£1,043
Variable rate mortgage near East Hampshire£1,881
Variable rate mortgage near East Hertfordshire£1,829
Variable rate mortgage near East Lindsey£977
Variable rate mortgage near East Lothian£1,251
Variable rate mortgage near East Midlands£1,005
Variable rate mortgage near East of England£1,433
Variable rate mortgage near East Renfrewshire£1,141
Variable rate mortgage near East Riding of Yorkshire£920
Variable rate mortgage near East Staffordshire£938
Variable rate mortgage near East Suffolk£1,288
Variable rate mortgage near East Sussex£1,461
Variable rate mortgage near Eastbourne£1,236
Variable rate mortgage near Eastleigh£1,418
Variable rate mortgage near Eden£1,069
Variable rate mortgage near Edinburgh£1,289
Variable rate mortgage near Elmbridge£2,869
Variable rate mortgage near Enfield£1,856
Variable rate mortgage near England£1,241
Variable rate mortgage near England and Wales£1,220
Variable rate mortgage near Epping Forest£2,204
Variable rate mortgage near Epsom and Ewell£2,169
Variable rate mortgage near Erewash£864
Variable rate mortgage near Essex£1,545
Variable rate mortgage near Exeter£1,345
Variable rate mortgage near Falkirk£655
Variable rate mortgage near Fareham£1,478
Variable rate mortgage near Fenland£984
Variable rate mortgage near Fermanagh and Omagh£649
Variable rate mortgage near Fife£680
Variable rate mortgage near Flintshire£860
Variable rate mortgage near Folkestone and Hythe£1,339
Variable rate mortgage near Forest of Dean£1,293
Variable rate mortgage near Fylde£969
Variable rate mortgage near Gateshead£620
Variable rate mortgage near Gedling£1,007
Variable rate mortgage near Glasgow£690
Variable rate mortgage near Gloucester£1,010
Variable rate mortgage near Gloucestershire£1,364
Variable rate mortgage near Gosport£1,077
Variable rate mortgage near Gravesham£1,363
Variable rate mortgage near Great Britain£1,172
Variable rate mortgage near Great Yarmouth£918
Variable rate mortgage near Greater Manchester£942
Variable rate mortgage near Greenwich£1,780
Variable rate mortgage near Guildford£2,101
Variable rate mortgage near Gwynedd£845
Variable rate mortgage near Hackney£2,544
Variable rate mortgage near Halton£779
Variable rate mortgage near Hambleton£1,233
Variable rate mortgage near Hammersmith and Fulham£2,998
Variable rate mortgage near Hampshire£1,562
Variable rate mortgage near Harborough£1,525
Variable rate mortgage near Haringey£2,454
Variable rate mortgage near Harlow£1,330
Variable rate mortgage near Harrogate£1,340
Variable rate mortgage near Harrow£2,113
Variable rate mortgage near Hart£1,999
Variable rate mortgage near Hartlepool£567
Variable rate mortgage near Hastings£1,197
Variable rate mortgage near Havant£1,362
Variable rate mortgage near Havering£1,737
Variable rate mortgage near Herefordshire£1,239
Variable rate mortgage near Hertfordshire£1,860
Variable rate mortgage near Hertsmere£2,122
Variable rate mortgage near High Peak£1,047
Variable rate mortgage near Highland£836
Variable rate mortgage near Hillingdon£1,870
Variable rate mortgage near Hinckley and Bosworth£1,165
Variable rate mortgage near Horsham£1,839
Variable rate mortgage near Hounslow£1,880
Variable rate mortgage near Huntingdonshire£1,290
Variable rate mortgage near Hyndburn£514
Variable rate mortgage near Inner London£2,477
Variable rate mortgage near Inverclyde£495
Variable rate mortgage near Ipswich£965
Variable rate mortgage near Isle of Anglesey£1,005
Variable rate mortgage near Isle of Wight£1,176
Variable rate mortgage near Islington£2,684
Variable rate mortgage near Kensington and Chelsea£4,000
Variable rate mortgage near Kent£1,487
Variable rate mortgage near Kings Lynn & West Norfolk£1,146
Variable rate mortgage near Kingston upon Hull£554
Variable rate mortgage near Kingston upon Thames£2,283
Variable rate mortgage near Kirklees£781
Variable rate mortgage near Knowsley£740
Variable rate mortgage near Lambeth£2,218
Variable rate mortgage near Lancashire£766
Variable rate mortgage near Lancaster£821
Variable rate mortgage near Leeds£961
Variable rate mortgage near Leicester£944
Variable rate mortgage near Leicestershire£1,223
Variable rate mortgage near Lewes£1,634
Variable rate mortgage near Lewisham£1,849
Variable rate mortgage near Lichfield£1,306
Variable rate mortgage near Lincoln£736
Variable rate mortgage near Lincolnshire£964
Variable rate mortgage near Lisburn£833
Variable rate mortgage near Liverpool£731
Variable rate mortgage near London£2,136
Variable rate mortgage near Luton£1,153
Variable rate mortgage near Maidstone£1,440
Variable rate mortgage near Maldon£1,722
Variable rate mortgage near Malvern Hills£1,412
Variable rate mortgage near Manchester£946
Variable rate mortgage near Mansfield£726
Variable rate mortgage near Medway£1,235
Variable rate mortgage near Melton£1,250
Variable rate mortgage near Mendip£1,395
Variable rate mortgage near Merseyside£784
Variable rate mortgage near Merthyr Tydfil£626
Variable rate mortgage near Merton£2,295
Variable rate mortgage near Mid and East Antrim£643
Variable rate mortgage near Mid Devon£1,273
Variable rate mortgage near Mid Suffolk£1,359
Variable rate mortgage near Mid Sussex£1,919
Variable rate mortgage near Mid Ulster£674
Variable rate mortgage near Middlesbrough£573
Variable rate mortgage near Midlothian£937
Variable rate mortgage near Milton Keynes£1,280
Variable rate mortgage near Mole Valley£2,357
Variable rate mortgage near Monmouthshire£1,447
Variable rate mortgage near Moray£756
Variable rate mortgage near Na h-Eileanan Siar£596
Variable rate mortgage near Neath Port Talbot£674
Variable rate mortgage near New Forest£1,687
Variable rate mortgage near Newark and Sherwood£972
Variable rate mortgage near Newcastle Upon Tyne£780
Variable rate mortgage near Newcastle-under-Lyme£797
Variable rate mortgage near Newham£1,729
Variable rate mortgage near Newport£973
Variable rate mortgage near Newry Mourne and Down£744
Variable rate mortgage near Norfolk£1,199
Variable rate mortgage near North Ayrshire£516
Variable rate mortgage near North Devon£1,303
Variable rate mortgage near North East£654
Variable rate mortgage near North East Derbyshire£1,035
Variable rate mortgage near North East Lincolnshire£617
Variable rate mortgage near North Hertfordshire£1,546
Variable rate mortgage near North Kesteven£1,106
Variable rate mortgage near North Lanarkshire£552
Variable rate mortgage near North Lincolnshire£759
Variable rate mortgage near North Norfolk£1,344
Variable rate mortgage near North Northamptonshire£1,111
Variable rate mortgage near North Somerset£1,367
Variable rate mortgage near North Tyneside£830
Variable rate mortgage near North Warwickshire£1,085
Variable rate mortgage near North West£858
Variable rate mortgage near North West Leicestershire£1,138
Variable rate mortgage near North Yorkshire£1,130
Variable rate mortgage near Northern Ireland£701
Variable rate mortgage near Northumberland£791
Variable rate mortgage near Norwich£1,013
Variable rate mortgage near Nottingham£776
Variable rate mortgage near Nottinghamshire£943
Variable rate mortgage near Nuneaton & Bedworth£959
Variable rate mortgage near Oadby and Wigston£1,161
Variable rate mortgage near Oldham£769
Variable rate mortgage near Orkney Islands£891
Variable rate mortgage near Outer London£1,983
Variable rate mortgage near Oxford£1,892
Variable rate mortgage near Oxfordshire£1,766
Variable rate mortgage near Pembrokeshire£972
Variable rate mortgage near Pendle£577
Variable rate mortgage near Perth & Kinross£965
Variable rate mortgage near Peterborough£1,004
Variable rate mortgage near Plymouth£903
Variable rate mortgage near Portsmouth£1,036
Variable rate mortgage near Powys£1,000
Variable rate mortgage near Preston£638
Variable rate mortgage near Reading£1,339
Variable rate mortgage near Redbridge£1,954
Variable rate mortgage near Redcar & Cleveland£639
Variable rate mortgage near Redditch£1,044
Variable rate mortgage near Reigate & Banstead£1,966
Variable rate mortgage near Renfrewshire£594
Variable rate mortgage near Rhondda Cynon Taf£658
Variable rate mortgage near Ribble Valley£1,142
Variable rate mortgage near Richmond upon Thames£3,026
Variable rate mortgage near Richmondshire£1,050
Variable rate mortgage near Rochdale£783
Variable rate mortgage near Rochford£1,788
Variable rate mortgage near Rossendale£799
Variable rate mortgage near Rother£1,531
Variable rate mortgage near Rotherham£740
Variable rate mortgage near Rugby£1,241
Variable rate mortgage near Runnymede£1,998
Variable rate mortgage near Rushcliffe£1,429
Variable rate mortgage near Rushmoor£1,345
Variable rate mortgage near Rutland£1,597
Variable rate mortgage near Ryedale£1,223
Variable rate mortgage near Salford£874
Variable rate mortgage near Sandwell£815
Variable rate mortgage near Scarborough£872
Variable rate mortgage near Scotland£740
Variable rate mortgage near Scottish Borders£786
Variable rate mortgage near Sedgemoor£1,207
Variable rate mortgage near Sefton£847
Variable rate mortgage near Selby£1,073
Variable rate mortgage near Sevenoaks£2,134
Variable rate mortgage near Sheffield£891
Variable rate mortgage near Shetland Islands£863
Variable rate mortgage near Shropshire£1,164
Variable rate mortgage near Slough£1,328
Variable rate mortgage near Solihull£1,349
Variable rate mortgage near Somerset£1,233
Variable rate mortgage near Somerset West and Taunton£1,213
Variable rate mortgage near South Ayrshire£671
Variable rate mortgage near South Cambridgeshire£1,838
Variable rate mortgage near South Derbyshire£1,032
Variable rate mortgage near South East£1,594
Variable rate mortgage near South Gloucestershire£1,456
Variable rate mortgage near South Hams£1,575
Variable rate mortgage near South Holland£977
Variable rate mortgage near South Kesteven£1,109
Variable rate mortgage near South Lakeland£1,156
Variable rate mortgage near South Lanarkshire£652
Variable rate mortgage near South Norfolk£1,393
Variable rate mortgage near South Oxfordshire£2,096
Variable rate mortgage near South Ribble£859
Variable rate mortgage near South Somerset£1,176
Variable rate mortgage near South Staffordshire£1,197
Variable rate mortgage near South Tyneside£647
Variable rate mortgage near South West£1,319
Variable rate mortgage near South Yorkshire£766
Variable rate mortgage near Southampton£1,018
Variable rate mortgage near Southend-on-Sea£1,399
Variable rate mortgage near Southwark£2,234
Variable rate mortgage near Spelthorne£1,748
Variable rate mortgage near St Albans£2,431
Variable rate mortgage near St Helens£721
Variable rate mortgage near Stafford£1,052
Variable rate mortgage near Staffordshire£1,000
Variable rate mortgage near Staffordshire Moorlands£934
Variable rate mortgage near Stevenage£1,402
Variable rate mortgage near Stirling£984
Variable rate mortgage near Stockport£1,225
Variable rate mortgage near Stockton-on-Tees£674
Variable rate mortgage near Stoke-on-Trent£576
Variable rate mortgage near Stratford-on-Avon£1,565
Variable rate mortgage near Stroud£1,389
Variable rate mortgage near Suffolk£1,244
Variable rate mortgage near Sunderland£580
Variable rate mortgage near Surrey£2,137
Variable rate mortgage near Surrey Heath£1,902
Variable rate mortgage near Sutton£1,781
Variable rate mortgage near Swale£1,277
Variable rate mortgage near Swansea£781
Variable rate mortgage near Swindon£1,081
Variable rate mortgage near Tameside£855
Variable rate mortgage near Tamworth£958
Variable rate mortgage near Tandridge£2,107
Variable rate mortgage near Teignbridge£1,352
Variable rate mortgage near Telford and Wrekin£910
Variable rate mortgage near Tendring£1,162
Variable rate mortgage near Test Valley£1,634
Variable rate mortgage near Tewkesbury£1,448
Variable rate mortgage near Thanet£1,277
Variable rate mortgage near Three Rivers£2,346
Variable rate mortgage near Thurrock£1,357
Variable rate mortgage near Tonbridge and Malling£1,853
Variable rate mortgage near Torbay£1,072
Variable rate mortgage near Torfaen£799
Variable rate mortgage near Torridge£1,329
Variable rate mortgage near Tower Hamlets£1,955
Variable rate mortgage near Trafford£1,502
Variable rate mortgage near Tunbridge Wells£1,883
Variable rate mortgage near Tyne and Wear£696
Variable rate mortgage near United Kingdom£1,159
Variable rate mortgage near Uttlesford£1,885
Variable rate mortgage near Vale of Glamorgan£1,229
Variable rate mortgage near Vale of White Horse£1,732
Variable rate mortgage near Wakefield£801
Variable rate mortgage near Wales£868
Variable rate mortgage near Walsall£866
Variable rate mortgage near Waltham Forest£2,050
Variable rate mortgage near Wandsworth£2,567
Variable rate mortgage near Warrington£1,048
Variable rate mortgage near Warwick£1,511
Variable rate mortgage near Warwickshire£1,293
Variable rate mortgage near Watford£1,636
Variable rate mortgage near Waverley£2,285
Variable rate mortgage near Wealden£1,730
Variable rate mortgage near Welwyn Hatfield£1,747
Variable rate mortgage near West Berkshire£1,665
Variable rate mortgage near West Devon£1,290
Variable rate mortgage near West Dunbartonshire£555
Variable rate mortgage near West Lancashire£933
Variable rate mortgage near West Lindsey£892
Variable rate mortgage near West Lothian£846
Variable rate mortgage near West Midlands£953
Variable rate mortgage near West Midlands Region£1,027
Variable rate mortgage near West Northamptonshire£1,205
Variable rate mortgage near West Oxfordshire£1,646
Variable rate mortgage near West Suffolk£1,279
Variable rate mortgage near West Sussex£1,626
Variable rate mortgage near West Yorkshire£823
Variable rate mortgage near Wigan£763
Variable rate mortgage near Wiltshire£1,390
Variable rate mortgage near Winchester£2,027
Variable rate mortgage near Windsor & Maidenhead£2,246
Variable rate mortgage near Wirral£845
Variable rate mortgage near Woking£1,994
Variable rate mortgage near Wokingham£2,104
Variable rate mortgage near Wolverhampton£831
Variable rate mortgage near Worcester£1,052
Variable rate mortgage near Worcestershire£1,225
Variable rate mortgage near Worthing£1,410
Variable rate mortgage near Wrexham£817
Variable rate mortgage near Wychavon£1,415
Variable rate mortgage near Wyre£799
Variable rate mortgage near Wyre Forest£1,010
Variable rate mortgage near York£1,303
Variable rate mortgage near Yorkshire and The Humber£831