By David Gaylard
Last updated 21st February 2024

Why is my Vauxhall Astra insurance premium going up?

Premiums are going up! Inflation is coming down but insurance premiums are definitely going up. The cost of car parts, paint and labour are the driving force. The used car market is buoyant. Sourcing semiconductors for cars is tough. The war in Ukraine is pushing up prices for things we never imagined it would. So when you are trying to renew your Vauxhall Astra insurance premium it is best to shop around.

Comparison sites are great for getting quotes without having to talk to someone so you can edit your quote to choose different options that might reduce the premium costs.

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For example, do you need to protect your no claims? To see the difference in cost check your quote with and without protected no claims then decide if you want to take the risk! You can also check whether or not it is worth investing in a dash cam by re-quoting with and without. Also, does a family member on the policy bring down the cost of the insurance? Check it out!

Cheap Vauxhall Astra Car Insurance

Buying insurance for a used Vauxhall Astra

The Vauxhall Astra has been around since 1980, so there are a lot of used Astra’s on the market. The demise of General Motors meant that Opel and Vauxhall were sold to Stellantis (a PSA Group and Fiat/Chrysler merger) in 2017. 

Built as competition for the Ford Escort and later the Ford Focus, the Astra has never really managed to out-sell one of its big rivals. But if you are looking for a used car the Astra tends to be cheaper for the same specification as other compact family cars. For example, a 2016 1.6 CDTi ecoFLEX Design Hatchback Euro 6 can be snapped up for under £6,000. 

Getting cheap car insurance depends on many factors including your whereabouts in the UK. We have put together a table showing the estimated price of car insurance for a Vauxhall Astra in various towns and cities. 

Postcodes with high accident and crime rates tend to cost more and getting your car repaired in London will be more expensive.

Which Astra model you buy will also affect your premium price. The ABI groups the Vauxhall Astra between group 8 and group 24.

We have run a quote for a 1.6 CDTi ecoFLEX Design Hatchback 5dr Diesel Manual Euro 6 (s/s) (110 ps) valued at £5,500 with an insurance grouping of 13.

Vauxhall Astra car insurance renewal cost per month/year

50 Year Old Driver

  • 2016 Vauxhall Astra 1.6 CDTi ecoFLEX Design Hatchback 5dr would cost approximately £49.46 a month or £528.72 per year for fully comprehensive cover for a 50 year old driver with 5 years no claims living in Reading, £350 voluntary excess and 7,000 miles per year.

25 Year Old Driver

  • 2016 Vauxhall Astra 1.6 CDTi ecoFLEX Design Hatchback 5dr fully comprehensive insurance for a 25 year old with 5 years no claims and will cost approximately £89.57 a month or £1076.26 per year with a voluntary excess of £350.

These prices were based on quotes obtained from quotezone with Reading being the average benchmark for insurance costs in the UK. The cost of car insurance varies around the UK based on location.

Additional Information for quote:

  • Manual transmission
  • Not modified
  • Used for social, domestic and commuting
  • 7,000 mileage per year
  • Parked on a driveway at night

The driver:

  • Computer Programmer in Reading
  • A homeowner
  • No driving convictions
  • 5 years no claims
  • No driving offences

Where is Vauxhall Astra car insurance cheap in the UK?

Cheap Vauxhall Astra car insurance in the UK

Click to see table of Estimated Vauxhall Astra Car Insurance around the UK

*51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Quotezones (Seopa Ltd’s) insurance comparison website. This is based on representative cost savings from September 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

*The Vauxhall Astra estimations provided on this webpage are independently provided by HaMuch Ltd. Prices are not guaranteed and quotes may vary when using the comparison system based on individual circumstances.

Disclaimer: This information is intended for editorial purposes only and not intended as a recommendation or financial advice.


Vauxhall Car Insurance Renewal Costs

JobEstimate
Vauxhall Corsa car Insurance£51.39 per month
Vauxhall Astra car insurance£49.46 per month

JobEstimate
Ford Mondeo car insurance£62.95 per month
Volkswagen Polo car insurance£50.29 per month
Young driver insurance£104.27 per month
Over 50's car insurance£20.69 per month
Black Box Insurance£80.73 per month
Ford Focus car insurance£53.06 per month
Cheap car insurance£40 per month
Vauxhall Astra car insurance£49.46 per month
Nissan Qashqai car insurance£52.79 per month
Ford Kuga car insurance£75 per month
Ford Fiesta car insurance£45 per month
VW Golf car insurance£52.75 per month
Vauxhall Corsa car Insurance£51.39 per month
Convicted Driver Insurance£48.50 per month
BMW 3 Series car insurance£44.22 per month