About Essential IFA Ltd

Pride ourselves on a personal service and offering truly independent financial advice on all investments, pensions and financial planning matters.
My name is Peter Herd and I am a member of the Chartered Institute of Bankers in Scotland. I have over 20 years’ experience within financial services and have worked in both Banks and Building Societies and have worked in many fields of financial planning including Business Banking and so I am able to give independent advice based on a client’s entire financial situation. I am FCA registered and hold a Level 5 Diploma in Investment Planning. I also have a current Statement of Professional Standing which complies with RDR regulations.
Pensions & retirement: