About Combined Financial Strategies Ltd

Combined Financial Strategies (CFS) is one of the UK’s leading independent financial advisers, offering award-winning advice on retirement planning, investments, tax efficiency, legacy planning and more.
CFS provides a completely independent and personalised service. Because we’re a small team of experts, we focus on every single client and delivering a highly personalised service. Your needs are different from anyone else’s, so your advice should be too.The business is led by Jonothan McColgan, a chartered financial planner who has been awarded UK financial adviser of the year and numerous other awards. He is a sought-after commentator in national publications including the Financial Times, The Times, the Daily Telegraph and the Mail on Sunday.
Pensions & retirement: